.text {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 13px;
	color: #000000;
}
.header {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 16px;
	font-weight: bold;
	color: #1B4682;
	letter-spacing: 0.2em;
}
.smheadings {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 14px;
	font-weight: bold;
	color: #000000;
}
.links {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: bold;
	color: #666666;
	text-decoration: underline;
}